Where employees learn to
build wealth — starting at work.
Wealth Sprouts & Co. is a credentialed financial wellness education platform that partners with employers, HR teams, and payroll providers to give every employee a real financial foundation — and a plan to build on it.
The Problem
Financial stress is showing up
at work every single day.
Open enrollment comes around and HR fields the same questions for two weeks — because employees don't understand what they're choosing or why it matters.
Your 401(k) match goes uncaptured. Half of eligible employees aren't contributing enough to get what you're offering — free money, left on the table.
Distraction has a price. Employees dealing with debt, late bills, or money confusion aren't fully present — and it shows in performance, absenteeism, and morale.
Good people leave — and financial stress is one of the leading undisclosed reasons. Replacing one employee can cost $20,000 or more.
You already have a benefits portal. It has articles. Nobody reads them. Static content isn't financial education — it's a checkbox.
of employees report financial stress — across every income level, age group, and industry
lost in productivity per financially stressed employee, every year
more likely to stay — employees who are satisfied with their benefits vs. those who aren't
The Solution
A complete financial education
program — built for your workforce.
Wealth Sprouts & Co. is a credentialed, employer-sponsored financial wellness platform that teaches employees how to understand their paycheck, maximize their benefits, build a financial foundation, and plan for the future. Every module is practical, jargon-free, and built around the real financial decisions employees face — starting with the benefits they already have access to at work.
Understand their paycheck
Gross vs. net, tax withholding, deductions, W-4 — finally explained in plain language.
Maximize their benefits
401(k) match, HSA, FSA, health plan selection — your employees will finally use what you're already offering.
Build a real foundation
Budgeting, emergency funds, debt strategy, credit scores — the basics most people were never taught.
Invest and plan ahead
Index funds, Roth IRA, homeownership, 529 accounts — the long game, made approachable at every income level.
Think generationally
Breaking cycles, building wealth across generations — for employees who want to do more than survive paycheck to paycheck.
Extend to their family
The Sprouts Initiative brings financial education to employees' kids and teens — the only program that reaches the whole household.
Every employee receives a personal one-page financial plan. Not a generic worksheet — a custom starting point built around their actual situation, goals, and the benefits already available to them through their employer. Because education without a plan is just information.
Key Features
Everything your employees need.
Nothing your HR team has to manage.
On-Demand Video Modules
12+ modules across 4 pillars, each 10-15 minutes. Employees learn at their own pace, on any device, on their schedule — no scheduling conflicts, no mandatory lunch-and-learns.
Monthly Live Sessions
Live virtual sessions hosted by a credentialed educator — with real Q&A. Recorded for employees who can't attend live. Employees get answers to the questions they're actually afraid to ask.
New Hire Financial Onboarding
A dedicated onboarding track that walks every new employee through their paycheck, benefits, and retirement options from day one — before confusion becomes a habit.
Personal One-Page Financial Plan
Every employee receives a customized one-page financial plan based on their situation and goals. Turns education into action — and gives employees something to actually follow.
Cohort-Based Learning
Employees go through the program together as a company cohort — building shared language around money, reducing stigma, and creating accountability within the team.
Quarterly Employer Reports
HR gets a quarterly engagement report — participation rates, module completion, benefits utilization trends. The data you need to show leadership it's working.
Non-Sales Education
No products pitched. No advisors selling. Wealth Sprouts is 100% education-only — employees can trust what they're learning because there's nothing being sold to them.
The Sprouts Initiative (Family Tier)
Quarterly financial education workshops for employees' kids and teens — ages 8-12 and 13-18. The only workplace benefit that reaches the whole family.
Why Wealth Sprouts
Not all financial wellness programs
are built the same.
| Typical Programs | Wealth Sprouts & Co. | |
|---|---|---|
| Delivered by | ✕Generic content vendors or EAP referrals | ✓ChFC®, RICP®, CFEI® credentialed educator |
| Content format | ✕Static articles & PDFs nobody reads | ✓On-demand video + live sessions with real Q&A |
| Learning structure | ✕Self-directed, no accountability | ✓Cohort-based — employees learn together |
| Product sales | ✕Often tied to financial product upsells | ✓100% non-sales — pure education, no pitching |
| Personal financial plan | ✕Not included | ✓Every employee gets a custom one-page plan |
| Family coverage | ✕Employee only | ✓Kids & teens included via the Sprouts Initiative |
| Built for | ✕Large enterprise, 500+ employee companies | ✓Small & mid-size businesses — 10 to 200+ employees |
| Employer reporting | ✕Little to no data back to HR | ✓Quarterly engagement & utilization reports |
Licensing Tiers
Simple pricing built for
every size business.
All tiers are licensed per employee per month on an annual contract — the structure your HR and payroll teams already know. No complex setup. No dedicated IT required.
Core
Any size employer — essentials
PEPM · Annual contract
- ✓Full 4-pillar on-demand module library
- ✓Monthly live sessions with Q&A
- ✓New hire financial onboarding track
- ✓Personal one-page financial plan per employee
- ✓Quarterly employer engagement report
- ✓Cohort-based learning structure
Family
Employers who want to go further
PEPM · Annual contract
- ✓Everything in Core
- ✓The Sprouts Initiative — kids & teens workshops
- ✓Ages 8-12 and 13-18 curriculum tracks
- ✓Parent companion guide included
- ✓The only benefit that reaches the whole household
Industry
Payroll & benefits providers
Wholesale PEPM · White label available
- ✓Everything in Family
- ✓White-label platform option
- ✓Co-branded employer materials
- ✓Dedicated account support
- ✓Client reporting integration
- ✓Wholesale pricing for resale
Employer Results
What changes when employees
actually understand their money.
Harlow & Reed Staffing
"We were losing good people and couldn't figure out why. Financial stress was a bigger factor than we realized. This changed the conversation entirely."
Castellan Manufacturing Group
"The Foundation pillar alone changed how our employees showed up. The ROI was real and measurable."
Brightway Community Health
"We couldn't compete on salary. Wealth Sprouts gave us something better — a benefit that actually changes lives."
Meridian Payroll Solutions
"Clients don't leave when you're genuinely improving their employees' lives."
The Sprouts Initiative
Financial wellness doesn't stop at the employee. The Sprouts Initiative brings quarterly financial education workshops to employees' kids and teens — ages 8 through 18. The only workplace benefit that reaches the whole family. Because the earlier the foundation, the stronger everything built on top of it.
Who's Behind This
Built by someone with the credentials
to back every word of it.
Built because access to real
financial education shouldn't depend
on where you work or grew up.
I'm Diamond Holliday — a Chartered Financial Consultant, Retirement Income Certified Professional, and Certified Financial Education Instructor. I built Wealth Sprouts & Co. because I've spent years in financial services watching the same thing happen over and over: people arriving at major financial decisions — retirement, a health crisis, a job loss — without the foundation to handle them. Not because they weren't capable. Because nobody ever taught them.
The financial wellness industry has largely served large corporations with enterprise budgets. The small business owner with 30 employees, the HR manager at a mid-size nonprofit, the payroll provider whose clients are asking for more — they've been overlooked. Every module, every live session, every piece of content in the Sprouts Initiative comes from a credentialed educator who believes that access to real financial knowledge shouldn't depend on the size of your company or the zip code you grew up in.
"Wealth isn't inherited. It's grown. And it starts with someone deciding to teach it." — Diamond Holliday, ChFC\u00AE, RICP\u00AE, CFEI\u00AE
Apply to Partner
Ready to bring Wealth Sprouts
to your workforce?
Fill out the form below and we'll respond within 2 business days to schedule a partnership consultation. No pressure — just a real conversation about whether we're a fit for your team.